Financing Plans
Konto Furniture offers a wide variety of financing options to help you design the home of your dreams. Please contact our sales team for more information, or if you have any questions.
The following is an overview of the Fairstone Financing Payment Programs that we offer. Please review the plan details closely and pay special attention to the Notes relative to each plan. As multiple plan types are available in varying term lengths, administration fees vary from plan to plan. For complete plan details refer to the Fairstone website or call Fairstone at 1-800-995-2274.
Click Here to Apply for Financing from Fairstone
Plan #1 - No Payment
- 15% Deposit on sale required.
- Several term lengths are available.
- No upfront or monthly payments are required however the full balance financed is due on the due date of the selected plan.
- Plan can be paid off in full at any point without a penalty.
- Provided the contract is paid out in full on or before the due date there are no interest charges.
- Administration fees vary dependent on length of plan.
Administration fees for the No Payment are as follows:
- 3 months (plan # 14030) – $0.00
- 6 months (plan # 14060) - $99.95
- 12 months (plan #14120) – $149.95
Notes:
- No interest accrues and no payment are due during the length of the program plan.
- In the event the FULL balance is not cleared on or before the due date, interest charges of 31.99% are back dated to the date the plan was originally processed for the FULL amount of the plan, even if some or most of the amount financed has been repaid.
- Interest is charged at 31.99% on any outstanding balances which are not cleared at the time of any plans expire unless the customer makes alternate financing arrangements with Fairstone.
- Fairstone charges an annual fee of $35 to set up and manage every customers account.
Plan # 2 – Low APR with Set Payments – 11.99%
Calculate Your Monthly Payment
- 15% Deposit on sale required.
- Several term lengths are available.
- Equal monthly payments begin immediately and are processed monthly until plan expires.
- Plan can be paid off in full at any point without a penalty.
- No Administration fees regardless of length of plan
Low APR with Set Payment Plans are as follows (No Admin Fees):
- 12 months (plan #36126) - Payment Calculation Factor x 0.0888/month
- 24 months (plan #36247) - Payment Calculation Factor x 0.0480/month
- 36 months (plan #36367) - Payment Calculation Factor x 0.0340/month
- 48 months (plan #36483) - Payment Calculation Factor x 0.0263/month
- 60 months (plan #36605) - Payment Calculation Factor x 0.0222/month
Notes:
- Reduced rate interest accrues from the date of purchase during the length of the financed period with minimum payments will be due each billing cycle.
- The low APR of 11.99% will apply to the outstanding balance.
- If a customer defaults on payment 2 months in a row their plan will be cancelled and they will be placed on the monthly revolving plan at 31.99% interest.
- Interest is charged at 31.99% on any outstanding balances which are not cleared at the time of any plans expire unless the customer makes alternate financing arrangements with Fairstone.
- Fairstone charges an annual fee of $35 to set up and manage every customers account.